Conditions of Access

Access to this site is granted by Heritage Wealth Management Pte Ltd (hereinafter known as "Heritage") subject to the terms and conditions set out herein. By accessing this website, you agree to be bound by the terms and conditions set out herein. If you do not agree to any of these terms and conditions, please discontinue your access to this website immediately.

Disclaimer

The information and materials contained in this website, including services, products, information, data, text, graphics, audio, video, links or other items - are provided "as is", and "as available". Heritage does not warrant the accuracy, adequacy or completeness of such information and materials and expressly disclaims liability for errors or omissions in such information and materials.

The information and data contained in this website are of a general nature which have not been verified, considered or assessed by Heritage in relation to the making of any specific investment, business or commercial decision. You should at all times consult your professional advisers and obtain independent verification of the information and data contained herein before making any decision based on any such information or data.

The information contained in this website may be modified, deleted or replaced from time to time and at any time in the absolute discretion of Heritage.

NO WARRANTY OF ANY KIND, IMPLIED, EXPRESS OR STATUTORY, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF TITLE, NON-INFRINGEMENT OF THIRD PARTY RIGHTS, MERCHANTABILITY, SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR PURPOSE AND FREEDOM FROM COMPUTER VIRUS, IS GIVEN IN CONJUNCTION WITH THIS WEBSITE, OR ANY INFORMATION AND MATERIALS PROVIDED THEREIN.

NO WARRANTY IS GIVEN THAT ACCESS TO ANY INFORMATION OR MATERIALS ON THIS WEBSITE, OR THIS WEBSITE AS A WHOLE WILL BE PROVIDED UNINTERRUPTED OR FREE FROM ERRORS OR THAT ANY IDENTIFIED DEFECT WILL BE CORRECTED; FURTHER, NO WARRANTY IS GIVEN THAT THIS WEBSITE OR ANY INFORMATION OR MATERIALS ARE FREE FROM ANY VIRUS OR OTHER MALICIOUS, DESTRUCTIVE OR CORRUPTING CODE, AGENT, PROGRAM OR MACROS.

NO WARRANTY IS GIVEN THAT ANY INFORMATION, INSTRUCTION OR COMMUNICATION TRANSMITTED BY YOU THROUGH THE INTERNET OR THROUGH THE WEBSITE IS SECURE AND CANNOT BE ACCESSED BY UNAUTHORISED THIRD PARTIES.

NO WARRANTY IS GIVEN THAT USE OF MATERIALS DISPLAYED IN THE WEBSITE WILL NOT INFRINGE RIGHTS OF THIRD PARTIES.

Nothing in this website shall be considered or construed as an offer or solicitation to sell, buy, give, take, issue, allot or transfer, or as the giving of any advice in respect of, shares, stocks, bonds, notes, interests, unit trusts, mutual funds or other securities, investments, loans, advances, credits or deposits in any jurisdiction.
Heritage has not reviewed any or all of the websites and/or webpages linked to this website and is not responsible for the content, the services and/or any other aspect of any off-site pages or any other websites or webpages linked to this website. Any hyperlink to any other website or webpage is not an endorsement or verification of such website or webpage and should only be accessed at your own risk.

Copyright and Trade Marks Notice

The copyright in this website is owned by Heritage and/or its professional advisors. No part or parts hereof may be reproduced, distributed, republished, displayed, broadcast, hyperlinked or transmitted in any manner or by any means or stored in an information retrieval system without the prior written permission of Heritage. You also may not, without Heritage's permission, insert a hyperlink to this website on any other website or "mirror" any material contained on this website on any other server. All trade marks and service marks displayed in this website are the property of the Heritage and where applicable, third party proprietors identified in the website. No right or licence is given to any party accessing this website to download, reproduce or use any such trade marks or services marks. No such trade mark or service mark may be used as a link to any other website unless establishment of such a link and use of such trade mark or service mark is approved in advance by Heritage in writing.

Availability of And Modifications/Upgrades To The Website

Heritage may from time to time without giving any reason or prior notice, upgrade, modify, alter, suspend, discontinue the provision of or remove, whether in whole or in part, the website and shall not be liable if any such upgrade, modification, suspension or alteration to the website prevents you from accessing the website or any part or feature thereof. The information and/or any other material contained in the website may be modified, deleted or replaced from time to time and at any time in the absolute discretion of Heritage.

Exclusion of Liability

Heritage shall in no event be liable for any damage, loss or expense including without limitation, direct, indirect, special, or consequential damage, or economic loss arising from or in connection with:

• any access, use or the inability to access or use this website, or reliance on the contents of this website;
• any system, server or connection failure, error, omission, interruption, delay in transmission, computer virus or other malicious, destructive or corrupting code, agent, program or macros;
• any use of or access to any other website or webpage linked to this website;
• any services, products, information, data, software or other material obtained from this website or from any other website or webpage linked to this website or from any other party referred by the website, even if Heritage or its agents or employees are advised of the possibility of such damage, loss and/or expense.

Any hyperlink to any other website is not an endorsement or verification of such website and such website should only be accessed at your own risk. This exclusion clause shall take effect to the fullest extent permitted by law.

Amendments to Access Terms

Heritage may at its discretion and at any time add to, alter, vary or modify all or any of the terms and conditions set out herein (all such additions, alterations, variations or modifications to be collectively referred to as "Amendments") by giving notice to you by posting the Amendments on-line at the website or by such other method of notification as may be designated by Heritage (which may include notification by way of email). You agree that any notification of Amendments as aforementioned shall be sufficient notice for the purpose of this clause. If you do not accept any Amendments, you shall cease all access and/or use of the website. If you continue to use and/or access the website, such use and/or access shall constitute an affirmative (1) acknowledgement by you of the Amendments; and (2) agreement by you to abide and be bound by the Amendments without reservation.

Governing Law and Jurisdiction

Any services offered through this website are strictly for Heritage customers' access and/or use in Singapore. Other than as aforesaid, nothing in this website shall be construed as Heritage providing banking services and facilities outside of Singapore. By accessing this website and/or using the banking services offered through this website, you agree that Singapore law (including without limitation, the provisions of the Evidence Act (Cap. 97) and the Electronic Transactions Act)(Cap. 88) shall govern such access and the provision of such banking services and you agree to submit to the non-exclusive jurisdiction of the Singapore courts.

In the event that the laws of the jurisdiction you are in do not permit or impose restrictions on the access to the contents of this website, you shall forthwith discontinue access or comply with such restrictions (as the case may be).